Allinthemoney.com is owned and operated by H2O-iGroup. H2O-iGroup maintains the website at our discretion providing you, but not restricted to, information services. You agree to comply with these Terms and Conditions regarding your use of the website, as set out and in points listed herein. When you visit allinthemoney.com, you accept the Terms and Conditions. If you do not agree to these Terms and Conditions you may not use the website. H2O-iGroup reserves the right to modify content on the website and these Terms and Conditions periodically without prior notice.
H2O-iGroup is neither a registered Investment Adviser nor a Broker/Dealer. Visitors and subscribers are advised that all information presented on the website or in any correspondence, electronic or otherwise, originating from allinthemoney.com or H2O-iGroup is issued solely for informational purposes and is not to be construed as an offer to sell or the solicitation of an offer to buy, nor is it to be construed as a recommendation to buy, hold, sell or otherwise transact any security. All viewpoints, analyses and information included herein are based on sources believed to be reliable and published in good faith, but no representation or warranty of any kind, expressed or implied is made, including but not limited to any representation or warranty concerning accuracy, completeness, correctness, timeliness or appropriateness. In addition, we undertake no responsibility to update such viewpoints, analyses or information or to keep such viewpoints, analyses or information current and reflecting each instance of display on the website or in any correspondence. All visitors and subscribers are urged to consult with their own independent financial advisors with respect to any investment. All information presented on allinthemoney.com or from H2O-iGroup should be independently verified.
The information and/or data are provided “AS IS.” Regardless if the information and/or data originates from allinthemoney.com, H2O-iGroup or is provided by a third party, we do not assume responsibility for the accuracy of the information and/or data, or for any delays, interruptions or errors in the provisions of any information and/or data.Specifically, we, any information service provider or any third party shall not be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omissions in the delivery of the data or any other information supplied to you through our services or (ii) any decision made or action taken by you or any third party in reliance upon the data. Nor shall we, any information service provider or any third party be liable for loss of personal assets, business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if allinthemoney.com, H2O-iGroup or any associated third party is advised of the possibility of such damages incurred by you or any party related to you.Where the information consists of pricing or performance data, the data contained therein have been obtained from sources believed reliable. Data computations originating from allinthemoney.com, H2O-iGroup or any information service provider, third party or any affiliates are not guaranteed and may not be complete. Neither we, any information service provider, nor any third party gives any warranties as to the accuracy, adequacy, quality or fitness, timeless, non-infringement, title, of any information for a particular purpose or use, and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risk from use of any calculation results or third party information. You are responsible for validating the integrity of any information received over the Internet.
Allinthemoney.com may provide hyperlinks to third party websites or access to third party content. H2O-iGroup does not control, endorse, or guarantee content presented from such sites or third party content providers. All information from such third parties is believed to be reliable and written in good faith, but no representation or warranty of any kind, expressed or implied, is made, including but not limited to any representation or warranty concerning accuracy, completeness, correctness, timeliness or appropriateness. Without limiting the foregoing, you agree that H2O-iGroup is not responsible for any content, associated links, resources, or services associated with a third party site and that H2O-iGroup shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only. Any quotes or information available on the allinthemoney.com website is not presented in real time and is delayed. You are responsible for verifying the currency and accuracy of all data pursuant to your needs.
You may only use the content and data from allinthemoney.com for your own personal and non-commercial purposes. Such use will be in accordance with these Terms and Conditions and the requirements set out elsewhere on allinthemoney.com or via correspondence from H2O-iGroup. You may not copy, distribute or redistribute the content or data, or sell, resell, retransmit or otherwise make the content or data retrieved from allinthemoney.com available in any manner to any third party. You may not store the data for the purposes of creating a database or data product. You may not use any of the data in connection with the issuance, trading, marketing or promotion of any product whatsoever without a separate written agreement with us, the information service provider or third party, as the case may be, that has ownership rights to the data.
You may view, download, and print contents from the website subject to the following conditions: (a) the content may be used solely for personal use; you may not forward this subscription to others; (b) the content must bear the proper attribution to H2O-iGroup and/or allinthemoney.com; and (c) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein.
You may not use any trademark, logo, or other proprietary information (including images, text, page layout, or form) of H2O-iGroup and/or allinthemoney.com without the express written consent of H2O-iGroup. You may not use any meta tags or any other "hidden text" utilizing H2O-iGroup and/or allinthemoney.com name without the express written consent of H2O-iGroup. You may not use any H2O-iGroup and/or allinthemoney.com logo or other proprietary graphic as part of the any link without express written permission.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of H2O-iGroup or its content suppliers and protected by United States and international copyright laws. The compilation of all content and data on this site is the exclusive property of H2O-iGroup and protected by U.S. and international copyright laws. Any software used on this site is the property of H2O-iGroup or its software suppliers and protected by United States and international copyright laws.
You do not acquire any ownership rights to any content or data on the website. Any unauthorized use terminates the permission, subscription or license granted by H2O-iGroup.
PERMISSION TO USE SUBMITTED CORRESPONDENCE
By submitting correspondence, you grant H2O-iGroup a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to use such information, including but not limited to reproducing, using, modifying, publishing, adapting, translating, creating derivative works from, distributing, and displaying such information throughout the world in any media. By submitting information you also represent and warrant that it is accurate; you own or have permission to use the information that you submit; and that the information will not cause injury to any person or entity. H2O-iGroup takes no responsibility and assumes no liability for use of any information submitted by you or any third party.
SERVICE DELAY OR INTERRUPTION
Transmission may be subject to arbitrary delays beyond our control, which may delay or interrupt your access to allinthemoney.com as well as your attempts to correspond with H2O-iGroup. You acknowledge that no information service provider, nor any third party, nor H2O-iGroup will be liable to you or any third party for any losses arising from such delay, interruption or barrier to correspond. In no event will we, any information provider or third party be liable for any consequential loss including but not limited to special, incidental, direct or indirect damages resulting from delay or loss of use of our services. We are not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of our services.
If you subscribe to allinthemoney.com, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your subscription account or password. If you are under 18 years of age, you may not use allinthemoney.com. H2O-iGroup reserves the right to refuse service, terminate subscriptions, remove or edit content, or cancel orders in its sole discretion.
Payment for your subscription will be made on the date you place your order for the Service. The subscription term will commence on the date you register for subscriber access and continue until terminated as provided below. Current subscription rates are available and listed on the site. If one or more differing subscription rates are listed, the highest rate will prevail. Regardless, any subscription rate decisions will be made at the sole discretion of H2O-iGroup.
New subscriptions to allinthemoney.com offer a discounted first month. You may always cancel your subscription anytime. Check the current New Member Discount by clicking on the subscriber or join button to reveal such information. The New Member Discount is also presented on the allinthemoney.com home page. A discount is available only once per individual per subscription and eligibility will be verified by a database cross check of name, address and secured payment information.
You may cancel your subscription automatically at any time. After use of first month’s discount, no refunds or credits will be issued for any billed period as determined by your subscription date. To cancel your subscription to the allinthemoney.com, CLICK HERE. Cancellation requests via email or phone will not be accepted or responded to as the process is automated. If you do not cancel using the automated process, the current subscription fee will be billed to the credit card assigned to maintain your subscription until you cancel.
We reserve the right to terminate your subscription and use of the Service at any time for any reason, including without limitation any breach by you of this Agreement of these Terms of Service.
Your subscription will renew automatically according to your authorization at the time of purchase. If you wish to cancel, CLICK HERE to notify us prior to any subsequent renewal date. If your renewal date has passed, a charge to you will have occurred. Your Login information will remain active and will expire upon the next renewal date without additional charge. Cancellations and renewal requests made via email or phone will not be accepted.
Without limiting any other provision of this Agreement, you expressly understand and agree that:
- Your use of allinthemoney.com is at your sole risk. The website and all associated content and data is provided on an "AS IS" basis. H2O-iGroup and allinthemoney.com expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
- Without limiting the foregoing disclaimer, neither H2O-iGroup nor its officers, directors, employees, affiliates, suppliers, advertisers, and agents makes any warranty that (i) the website, its information, data or otherwise will meet your requirements; (ii) your use of the website will be uninterrupted, timely, secure, or error-free; (iii) the results that may be obtained from the use of the website will be accurate, reliable or timely; (iv) the quality of any products, services, information, or other material purchased or obtained by you through the website will meet your expectations; and (v) any errors in the website or the software will be corrected.
- Any material downloaded or otherwise obtained through the use of the website is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. H2O-iGroup does not warrant that this site, its servers, or e-mail sent from H2O-iGroup or allinthemoney.com are free of viruses or other harmful components.
- These Terms and Conditions shall survive the completion, expiration, termination or cancellation of visits or subscription to the website by you, allinthemoney.com or H2O-iGroup. The Terms and Conditions shall also survive a change or dissolution of ownership.
LIMITATION OF LIABILITY
You expressly understand and agree that H2O-iGroup or allinthemoney.com shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if H2O-iGroup has been advised of the possibility of such damages), resulting from (i) the use or inability to use the website; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the website; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third part on the website; or (v) any other matter relating to the website. Your sole remedy for dissatisfaction with allinthemoney.com is to stop using it. The sole and exclusive maximum liability to H2O-iGroup for any damages, losses, or causes of action, whether contractual or tort, (including without limitation, negligence), or otherwise shall be the total amount paid by you for your subscription to allinthemoney.com. Any use by you of allinthemoney.com is at your own risk.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights.
All matters relating to your access to and use of allinthemoney.com shall be governed by the laws of the state of Alabama without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Service must be instituted in a state or federal court in the state of Alabama, county of Winston and you expressly consent to the jurisdiction of these Alabama courts.
If there is a determination that any provision of these Terms of Service is invalid or unenforceable, that determination will not affect the rest of the Terms and Conditions and the Terms and Conditions shall be deemed amended to the minimum extent necessary to make them valid and enforceable.
You agree to defend, indemnify, and hold harmless H2O-iGroup, employees, attorneys, and agents against all claims, expenses, liabilities, losses, costs, and damages, including reasonable attorney’s fees made by any third party due to or arising out of content you submit, post, transmit, or made available through allinthemoney.com, your use of allinthemoney.com, your connection to allinthemoney.com, your violation of the Terms an Conditions or your violation of any rights of another.